Why you need a Financial Advisor early on in life?
Having a trusted Financial Advisor early on in your journey means that you can develop good financial behaviors and literally watch your wealth form.
There’s a critical inflection point in every person’s journey that many people inadvertently miss – it’s the idea that good fundamental advice creates wealth (early on in life) rather than just preserves it (later on in life):
The Pre-Asset Phase
This golden window exists when professionals like you earn strong incomes but haven’t accumulated significant investable assets. During these years, you’re making wealth-defining decisions that will compound for decades – often blindly – because:
- Most advisors will say “come back when you have $250k+ to invest”
- Traditional planning tools focus on retirement projections irrelevant to your immediate decisions
- The AUM model makes clients with low assets unprofitable to serve so many financial advisors steer clear of you
Why we use a Pre-Asset Strategy to Create Wealth for You & Yours
We utilize our process along with Elements®, our financial monitoring tool, to empower us in providing a “Pre-Asset Strategy” to:
- Start your wealth building journey years, sometimes decades, earlier than traditional financial service model: We build early relationships with clients by creating an affordable model that gives them the room to grow their wealth over time:
- Differentiate by solving actual pain points, not hypothetical future scenarios: We deliver guidance on savings rate, debt elimination, and career decisions – immediately actionable advice you can’t often get elsewhere.
- Transform your ability to pay for financial guidance that you need in the “here and now”: We’ve created two efficient service tiers (MoneyArmor Membership & Sword Level Financial Wellness) using Elements’® Financial Vitals that requires minimal time from you while providing maximizing impact for you.
Elements®: The Only Platform Purpose-Built for the Pre-Asset Phase
Elements® was engineered specifically for this strategy, focusing exclusively on financial vitals that move the needle during wealth creation:
- Saving rate optimization – the strongest predictor of future wealth
- Strategic debt elimination – transforming liabilities into investment capital
- Cash flow mastery – ensuring every dollar accelerates wealth
- Major purchase timing – preventing wealth-killing mistakes
- Career trajectory planning – maximizing your highest-ROI asset: earning potential
The Mathematical Inevitability of Lifetime Value
The math is undeniable: Getting you started with Financial Wellness at say, age 32 versus 47, doesn’t just add 15 years – it compounds into multiples of dollars that build your wealth while you travel toward financial independence. By implementing a Pre-Asset Strategy with us, you become the architect of your own wealth creation story from the first chapter.
Remember: Financial Independence is a balance between spending on adventures today, but having a plan to grow and protect your wealth for the future.
Be the Hero for You and Yours™
