Financial Overwatch For You and Yours

We know what it feels like to be worried about financial decisions. It’s easier to just pretend like nothing is wrong, even as we may falter.

But being confused about money takes a toll. You want to make the right choices. Choices that will protect and propel your family forward.

At Charles Michael Financial, we get you.

We know how much you sacrifice every day to make the world a better place. You deserve to come out on the other side of your service healthier and wealthier than you began. That’s why we offer education and guidance to build financial CONFIDENCE and RESILIENCE.

We’ll Help You

Armor Up

Get education and pragmatic solutions for success.

Step Up

Build financial strength and monitor your financial vital signs.

Lead the Way

Maximize your wealth and protect your family.

We’ll help you make the most of what you’re earning from your Federal Law Enforcement or Hero career to fund a life that reflects your values and gives you options at retirement.

“As iron sharpens iron, so one true friend can sharpen another.”

– Proverbs 27:17

Meet Our Founder

Charles M. Feehely, CFP®, MSFP

My WHY
This business was built because I’m passionate about helping Federal Agents & Heroes (Teachers, Nurses, Firefighters, Law Enforcement, Military) forge their financial armor, live with adventure today, and have options once retired. Since my early days as a Deputy U.S. Marshal, I’ve seen Federal Agents & Heroes face the same financial issues time and again without much help. I’ve always lent an ear, offered guidance, and never closed my door to these “on the side” conversations.

It’s financially noisy out in the world, I know. We live in a consumerist and otherwise chaotic society that so often doesn’t reflect our values. We are constantly told to buy more, have more, and spend more. I founded Charles Michael Financial because I realized it was time to go next-level to help more of our community lean into financial independence.

I’ve been embedded in the financial world since my early days of consulting at a top international accounting firm. I’ve coupled my degree in accounting and my master’s in financial planning with unique financial work experiences chasing bad guys for the last 20+ years. I think it’s now time for our Federal Agent & Hero community to tune out the distractions and take control over our financial houses. Partnering with Charles Michael Financial means stepping into your own values, aligning them with your money, and being part of a bigger community that believes the same.

Make no mistake…for our clients, this firm is the signal amidst all the noise.

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Tucker, CXO
Chief Experience Officer

With a nose for finance, Tucker fits right into the office…and under most desks. He gently reminds us all to reduce stress and increase fun where applicable. Tucker is in charge of…well, not much…because when he’s not snoozing at naptime, you can find him lounging on the pool sundeck or playing in the mud.

Professional Highlights

Deputy U.S. Marshal

20+ years of adventures and “off-the-beaten-path” financial experience chasing bad guys at America’s oldest and most storied law enforcement agency.

Financial Planner

Founder of Charles Michael Financial, a financial planning firm that guides Federal Agents & Heroes (Teachers, Nurses, Firefighters, Law Enforcement, Military) toward financial independence by deploying the MoneyArmor™ Ops Plan system.

Education and Credentials

CERTIFIED FINANCIAL PLANNER®

Master's in Financial Planning

Bachelor's in Accounting

Fun Facts

Where You’ll Find Me

Coaching sports teams for my son, which include baseball and soccer, or watching from the cheap seats as the real experts teach him Taekwondo.

Getting some fresh air in the mountains with family. We love Lake Keowee in South Carolina; and Banner Elk and West Jefferson in North Carolina for the great food and dear friends; and we have a standing-order annual vacation with some high school friends at Devil’s Backbone Basecamp in the hills of Roseland, Virginia.

Visiting family and friends on either coast of Florida. Our east coast favorite is Jupiter, with too many good restaurants to name, and our west coast favorite is Ft. Myers/Naples with endless options for fun!

Great Eats

(Raleigh, NC)

$

Flying Biscuit Cafe

(I’m kind of a pancake guy)

$

Cowfish Sushi Burger Bar

(It’s all great)

$

Angus Barn

(A Raleigh landmark)

$

Capital Grille

(Never disappoints)

$

FRESH. Local Ice Cream

(Try the Carolina Crunch)

Great Reads

Frequently Asked Questions

How can I work with you?

We offer three ways to work with us, depending on your needs. Our Starter-Tier is the MoneyArmor™ Membership, which helps you build a strong financial foundation. The Mid-Tier and Top-Tier options, SWORD and WINGS levels respectively, include more advanced fee-only financial planning, regular meetings, and options for investment management.

How do you get paid?

The MoneyArmor™ Membership is a flat monthly fee for financial planning and includes up to $50,000 of investment management – with options for additional services and private sessions at an additional cost.

The SWORD and WINGS levels have an initial onboarding process – our 1789 System – during which we build out your Initial Financial Plan. After that, you can choose to take your plan and we’ll part ways as friends or engage us for ongoing planning. For clients who don’t have the three “Ts” (see the next question), we offer investment management services, for which we charge a percentage of the value of the investments.

We don’t get paid in any other way. No referral fees, no commissions, no undisclosed revenue sources. We don’t even charge extra for our Dad jokes.

See our Services page for more detailed information.

If I don’t live near you, can we still work together?

Yes! We are based out of Raleigh, North Carolina. However, we designed our firm to operate remotely. As such, we work virtually with coaching clients all over the United States.

What services do you offer?

Our mission is to meet Federal Agents & Hero Families where they are and then walk with them toward financial independence. To do that we help with areas such as:

  • Cash Flow Planning
  • Debt Management
  • Education Funding
  • Employer Benefit Reviews
  • Estate Planning
  • Financial Monitoring
  • Goal Setting
  • Investment Management & TSP Strategies
  • Net Worth Analysis
  • Retirement Planning
  • Risk Management
  • Tax Planning

When it comes to finances, we want to help you live the adventure of today while planning for your tomorrow.