Financial peace for Federal Agents often traces back to one key financial element. According to MarketWatch, from 1948 to 2007 there were NO fiscal quarters in which the average unemployment was 6.2 months. However, since 2008 there have been 32 quarters in which the...

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Retirement Distributions For Federal Agents
Retirement distributions for Federal Agents - The difference between cash flow and taxable income. Cash Flow & Income: Two Flowers In The Same Garden In retirement, sometimes you may have taxable income, but not have any real cash flow that hits your pocket....
Federal Agents: Why You Need a Financial Advisor Early
Why you need a Financial Advisor early on in life? Having a trusted Financial Advisor early on in your journey means that you can develop good financial behaviors and literally watch your wealth form. There's a critical inflection point in every person's journey that...
Do I Need an Estate Plan?
Your Financial Advisor should be on overwatch…always scanning for the wolf. One way to protect your wealth…an Estate Plan. Creating an estate plan isn’t a one-time process, but is something that evolves as your life does. We’ve partnered with wealth.com so that we can...
10 Reasons for Federal Agents to Update an Estate Plan
A Financial Advisor should be on overwatch. While they are scanning the horizon here are 10 reasons they may see to update an Estate Plan. Creating an estate plan isn’t a one-time process, but is something that evolves as your life does. We’ve recently partnered with...
Estate Planning for Federal Agents: A Gift to Those You Love
The work you do is dangerous. Consider giving a gift to those you love. Estate Planning for Federal Agents is paramount to a good financial plan. As a Federal Agent, you don't deliver flowers for a living. Instead, you often face the threat of serious injury or death...
Financial Independence for Federal Agents: Total Term Score
Financial Independence for Federal Agents - Retirement isn't always voluntary. You’re in it. In fact, “we” are in it. Your friend Bob will ask what it is? Mom will ask? Your barber will ask? Common passersby will ask? You’ll have to know enough to explain it to them....
Saving for Federal Retirement: Savings Rate Score
Saving for Federal Retirement - Understanding your Savings Rate is key. This month we introduce you to one of the most important financial vital signs that you should know when monitoring your financial health. Savings Rate (Sr) is where it all starts for many of us....
5 Elements of Resilience: Armor Up
Core values of Charles Michael Financial - Resilience, Education & Discipline. Here are 5 Elements of Resilience.Re*sil*ience (noun) - the capacity to withstand or to recover quickly from difficulties; toughness. It was late in the evening on a Friday night. The...








